
Q. If I make a
claim, will my Insurance Company non-renew my policy?
A. A lot depends on the type of claim and
how much it was for. However, as we work with many Insurance Companies, we will almost
always find another one for you if your insurance company does not want to renew your
policy.
Q. If I'm a homeowner, what is so important about the amount of my coverage,
as long as I have a replacement cost endorsement?
A. If you are paying a premium for
an amount that is less than the true value of the property, and you have a total loss, you
may find that the insurance company will only pay up to 120% of the amount insured. Don't
put yourself in this position. This is when you most need insurance. We help you determine
the actual cost to replace your property and advise you of the amount to insure.
Q. Why is the
amount of my insurance less than what I paid for my house?
A. Don't forget that when you bought
your house you also paid for the land it's on! In some cases all you may need to
insure is the cost of replacing the house, not the land. On the other hand, if you
bought your house a long time ago, the rising cost of construction may mean that your
coverage limit could be out of date, and needs to be increased. We help you so that
you don't pay too much or too little premium.
Q. What do I do if I have an auto accident?
A. Firstly, always keep an
inexpensive disposable camera in your glove compartment to take pictures of the vehicles,
the scene, and the people involved. This helps prove who was actually there. Don't be shy
about using it! Make sure your current proof of Insurance is in your glove
compartment at all times. (It's also the Law)
Make sure you get all the relevant details from the other
person, or persons, involved. At the very least you need:
- Their name, address and phone number
- The name of their Insurance Company
- Details of their car (the photos should help)
Q. How can I contact Active
Insurance to take care of my Insurance??
A. If you live in Illinois
or Indiana we can help you. Just call 1-888-MY-AGENT or send us an email at
sales@activeinsurance.com, or you can write to us
at:
Q. What is Active
Insurance's Privacy Policy??
A. You can view Active Insurance's Privacy Policy by clicking on the link below.
Privacy Policy
Active Insurance
1301 North Ashland Ave
Chicago, IL 60622
We look forward to working with you! |