Does Your Insurance Policy Offer the Right Coverage?

Posted on November 5, 2020 by Active Insurance

Does Your Insurance Policy Offer the Right Coverage?

If your vehicle lacks insurance, then you’re setting yourself up for some potentially hefty fines if you’re pulled over. You might even have to deal with even bigger headaches if you end up in an accident. Luckily, there are plenty of coverage plans out there that will surely fit your needs. There are so many, in fact, that you may just feel overwhelmed! But don’t worry, Pronto Insurance is here to help you make the right call.

What to Consider

No two drivers are the same, which means there’s no one-size-fits-all insurance policy. Factors like the type of car you drive, how much you paid for it, and your driving history may contribute
to the coverage you get.

Fortunately, identifying these factors is easy, and after you’ve recognized them, you can begin mulling over the following insurance considerations:
 Liability – This is required by almost every state in the nation.
 Uninsured/underinsured motorist – If you end up in an accident with a driver that lacks
insurance or whose policy doesn’t cover damages or medical expenses, then this will
ensure that you aren’t fending for yourself.
 Personal injury protection – This can protect your family, friends, and other passengers.
 Collision and comprehensive – If your vehicle is declared a total loss, then this coverage
can help you.
 Rental reimbursement, roadside assistance, mechanical breakdown – Unfortunately, cars break down when you least expect it. If you have a flat tire, leaking radiator, or other breakdown, then this coverage makes sure you aren’t left stranded or with out-of-
pocket expenses.