These 3 Insurance Myths Are Not What They Seem

Posted on April 6, 2022 by Active Insurance

These 3 Insurance Myths Are Not What They Seem

If you find yourself shopping for insurance, you’re likely to hear a few opinions from friends, family, or even the internet. This, along with the overwhelming amount of available information, can make finding the best insurance for your vehicle challenging.
At Pronto Insurance, we want to make your insurance shopping experience a little easier. We want to discuss and debunk some of the most common car insurance myths.

Your Credit Doesn’t Matter

If you’ve bought a house, a car, or simply gotten a credit card, you know how important your credit score is. Things are no different when it comes to your car insurance. Most insurers determine rates by using your credit history. After all, it will disclose just how reliable you are when making payments.

Specific Colors Are More Expensive to Insure

You’ve probably heard people say red cars are almost impossible to insure. However, this is far from the case. The reality is that your car’s age, model, make, and engine size will have a greater say in how your insurance rates play out.

Your Rates Rise Along With Your Age

Nobody wants to get older, but at least find closure in knowing aging won’t raise your premiums. Actually, quite the opposite! In many cases, drivers over a certain age are eligible for age discounts that could decrease their payments.

Let’s Get You Insured

If your insurance shopping journey has been too stressful, don’t worry. The experts at Pronto Insurance are ready to make things easy. We’ll evaluate your needs and tailor an insurance plan based on them, so you get exactly what you need and nothing more. Contact us today if you have any questions about our rates.