Myths & Realities of Auto Insurance

Myths and Realities of Auto Insurance

Posted on June 3, 2016 by Active Insurance

Myths are common in the auto insurance industry because of the mystery surrounding the criteria for car insurance rates and the variety of coverage options available. In this post we’ll debunk some of the most common myths of auto insurance […]

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auto insurance rates

What causes auto insurance rates to increase?

Posted on May 5, 2016 by Active Insurance

Several factors can lead to a higher auto insurance premium. Insurance companies (insurers) lose money when they cover drivers who get into accidents and make claims, so it’s in their best interest to predict driver risk factors that indicate a […]

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Car Insurance Policy

Does my car insurance policy cover car theft?

Posted on April 4, 2016 by Active Insurance

The short answer is every individual car policy will be different in regards to theft, so it depends. But there are some common factors that will apply to most policies. If your vehicle is stolen and not retrieved by the […]

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What if I get into a car accident out of state?

Posted on March 7, 2016 by Active Insurance

Getting into a car accident is rough, but getting into one out of state can feel even worse when you are in an unfamiliar territory. Reduce the potential anxiety and mistakes associated with out-of-state auto accidents by knowing the basics. […]

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No-fault Insurance Frequently Asked Questions

Posted on February 9, 2016 by Active Insurance

What is no-fault insurance? No-fault insurance, also called personal injury protection (PIP), is designed to lower potential litigation lawsuits and expenses associated with auto accidents. In its strictest form, no-fault insurance applies to state laws that both restrict the right […]

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What happens if I drive with an expired license?

Posted on January 18, 2016 by Active Insurance

If you get caught behind the wheel with an expired license you could face penalties including tickets, fines, vehicle impoundment and even arrest depending on the state where you live. Each state regulates expired licenses differently. In Illinois, it can […]

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10 Tips On How To Get Your Car Unstuck This Winter

Posted on December 17, 2015 by Active Insurance

With winter’s grasp firmly upon us, the issue of getting stuck becomes more prominent in our daily lives. Whether you are just slipping a little or the wheels are buried to the axles, these 10 tips on how to get […]

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Car Crashes On The Rise For 2015. Why?

Posted on November 1, 2015 by Active Insurance

After years of decline in fatal car crashes, new data shows a rise in car accidents and auto-related deaths for the first half of 2015. What’s the cause? Most experts agree the common causes for fatal auto accidents are speeding, […]

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